Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Purchase

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan.

FHA

An FHA loan provides a government-insured loan with flexible loan options.

VA

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

Rehab

Roll the costs of the renovation into your loan.

Jumbo

Jumbo loans offer maximum flexibility for home financing for larger loans.

First Time Home Buyer

Popular loan programs for first time home buyers.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Investment Property

Mortgage loan programs for vacation and investment properties.

Refinance

Mortgage refinancing may lower your monthly payments.

Cash Out Refinance

You could pay off those high-interest debts by refinancing to a lower rate.

HELOC

HELOC allows you to draw funds as you need them and repay the money at a variable interest rate.

Fixed Rate 2nd Mortgage

You could pay off those high-interest debts by refinancing to a lower rate.

ADU Financing / ADU Loans

Accessory Dwelling Unit

The Accessory Dwelling Unit (ADU) is a 2nd housing unit that can be added to an existing home lot usually in the back yard where the unit can be rented out for additional cash flow for the homeowner. We provide financing (ADU Loans) to homeowners for these additions to be built and installed on their property. We have many programs to finance building these. Click here for more info on our programs.

VETERANS, POLICE, FIREFIGHTERS, TEACHERS, and MEDICAL PROFESSIONALS

Homes for Heroes is a program where we give back to those who serve our communities. We do this along with several participating vendors, by offering those who serve a discount on closing costs, rebates, and donations to supportive charities. Patriot Equity Mortgage gives back and volunteers with charities that support our Heroes, and with free education, tools, and support to make sure our Heroes get the most out of owning their homes. To learn more, click on the link to the Homes for Heroes page.